By: Shawn Lepp

What Insurance Makes More Sense? Mortgage or Life?

Tags: Buying a home, selling a home, mortgage insurance, life insurance

Many times people that are in the process of buying a home end up considering a mortgage insurance policy to protect them in case of a sudden change of circumstances leading to the inability to pay on their home. Did you know that even through closing, the mortgage is your obligation and regardless of unforeseen circumstances the note must be paid? That is why one of the things many buyers do is t...Read More

How Tax Law Changes Impact Your Return

By: Shawn Lepp

How Tax Law Changes Impact Your Return

Tags: Buying a home, Selling a home, tax laws

(NC) Feeling overwhelmed by the recent tax changes announced? Check out a few of the most important changes that may impact your tax return, decoded by the experts at H&R Block. More money, more taxes. The lower-middle income tax rate went down from 22 to 20.5 per cent, and a new tax bracket of 33 per cent was created for those earning more than $200,000 per year. So if you made more than $21...Read More

By: Scotiabank

Department of Finance Changes Mortgage Rules

Tags: Buying A Home, Financing a home purchase

  Did you know that the Department of Finance changed the mortgage rules last year? Home Buyers with less than 20% down payment must now pass a Stress Test, which means they have to qualify at The Bank of Canada Benchmark Rate that is higher than the current mortgage rate (at this time it is roughly 2% higher). What does this mean for you?   Here...Read More

By: Shawn Lepp

Tax Relief For First-Time Home Buyers

Tags: First time home buyers, homes in Whitby, buying a home

(NC) As a first-time home buyer, what would you do with? an extra $4,000? As of January 1, 2017, that's how much the provincial land transfer tax rebate will give back to Ontario's first-time home buyers. “That extra money could go a long way toward beefing up your down payment, covering closing costs or purchasing appliances for your new home,” advises Ray Ferris, president o...Read More

TIPS ON PROPER STAGING OF YOUR AJAX HOME

By: Shawn Lepp

TIPS ON PROPER STAGING OF YOUR AJAX HOME

Tags: AJAX Real Estate, Staging Your AJAX Home

You have decided it is time to sell your Ajax Home and move back to where your wife’s family lives with the promise of a better job; so in order to save money; you become a FSBO-For Sale By Owner. It will be a demanding task, but you are up to it. Then you suddenly have an epiphany of what your work partner once told you: “Fred, if you ever want to sell your home fast make it look lik...Read More

ADDING CURB APPEAL TO YOUR WHITBY HOME

By: Shawn Lepp

ADDING CURB APPEAL TO YOUR WHITBY HOME

Tags: Homes in Whitby,  WHITBY HOMES FOR SALE

Adding curb appeal to your Whitby home doesn’t have to be expensive. There are plenty of DIY projects you can implement to add instant curb appeal such as regular lawn care, painting the exterior, adding new lighting fixtures, cleaning the windows, upgrading doors, and adding flowers. Creating curb appeal for your home not only adds pride and dignity for you, but also makes it easier to sell...Read More

By: Shawn Lepp

CLARINGTON REAL ESTATE MARKET UPDATE ENDING SEPTEMBER 2015

Tags: Clarington Real Estate

Clarington Real Estate – Number of New Listings and Sales Have Increased Clarington real estate saw a decrease in the number of new listings coming onto the market compared to September 2014. The number of new listings decreased 5.79% month over month but increased 1.77% year over year. The number of sales for the month also saw an increase of 13.64% compared to September 2014 and 14.28% yea...Read More

By: Shawn Lepp

OSHAWA REAL ESTATE MARKET UPDATE ENDING SEPTEMBER 2015

Tags: Oshawa Real Estate

Oshawa Real Estate – Number of New Listings and Sales Have Increased Oshawa real estate saw a decrease in the number of new listings coming onto the market compared to September 2014. The number of new listings decreased 1.33% month over month but saw an increase of 0.87% year over year. The number of sales for the month also saw a decrease of 4.74% month over month but an increase of 13.20%...Read More

By: Shawn Lepp

PICKERING REAL ESTATE MARKET UPDATE ENDING SEPTEMBER 2015

Tags: Pickering Real Estate

Pickering Real Estate – Number of New Listings and Sales Pickering real estate saw an overall increase in the number of new listings coming onto the market compared to September 2014. The number of new listings increased 0.98% month over month and 3.24% year over year. The number of sales for the month however saw a decrease of 18.38% month over month but an increase of 6.34% year over year....Read More

By: Shawn Lepp

WHITBY REAL ESTATE MARKET UPDATE ENDING SEPTEMBER 2015

Tags: Whitby Real Estate

Whitby Real Estate – Number of New Listings and Sales Whitby real estate saw an overall increase in the number of new listings coming onto the market compared to September 2014. The number of new listings saw a increase of 7.12% month over month and an increase of 0.17% year over year. The number of sales for the month also saw an increase of 5.85% compared to September 2014 and an increase...Read More