By: Shawn Lepp

RRSP vs. TFSA: What's The Difference

Tags: Buying a home in Durham Region, Selling a home in Durham Region

(NC) As tax season quickly approaches, many of us are re-evaluating our finances and looking for the best place to put our money. RRSPs and TFSAs are two popular investing options that can help grow your savings. But what's the difference, and how do you choose the right one for you? We asked Jenny Diplock, Associate Vice President, Personal Savings and Investing at TD, to share key informati...Read More

By: Shawn Lepp

Top 5 Tax Tips You Need To Know

Tags: Buying a home in Durham Region, Selling a home in Durham Region, Home Improvements

(NC) Tax filing can be complicated, and this year provincial and federal governments have introduced many changes that can only add to the confusion. To help, here are five ways to confidently manage the filing process. Take note of key dates. Whether you owe money or not, it’s important to file your taxes on time to avoid the interruption of benefits, interest and any penalties. The...Read More

By: Shawn Lepp

4 Tips To Get You Through Winter Driving Season

Tags: Buying a home in Durham Region, Selling a home in Durham Region, Home Improvements

(NC) We try as hard as we can to forget everything winter brings, but when the windchill and -20°C temperatures return, it’s important to be prepared and remember proper driving techniques as roads get slick with ice. Here are four tips to keep you safe on the road: Winter tires are the support you need. When the temperature drops below 7°C, the grip and function of your all-...Read More

By: Shawn Lepp

How To Set Smart Financial Goals

Tags: Buying a home in Durham Region, Investment Properties in Durham Region

(NC) Goals are an important part of any financial plan, whether you want to pay off credit card debt, save for retirement or go on that family vacation you’ve been dreaming about. They are like the GPS or road map in your car that help you reach your destination.  And, if you really want to increase your chances of achieving your financial goals, make sure they’re SMART, as in S...Read More

By: Shawn Lepp

Good News For Investors – Potentially Bad News For Tenants

Tags: Buying a home in Durham Region, Investment Properties in Durham Region, Renting in Durham Region

As you have seen in the papers this week, the effects of the Progressive Conservative government’s legislation that would end rent control for all newly-built or newly-converted rental units are being felt by some Tenants who moved in a year ago. This change was part of the Government’s Housing Supply Action Plan that were announced last year. As a tenant, this means that if you moved ...Read More

By: Shawn Lepp

How To Adjust Settings To Protect Your Privacy

Tags: Buying a home in Durham Region, Selling a home in Durham Region, Home Improvements

(NC) Privacy settings give you some control over the way organizations handle your personal information online. As more of us become concerned about how our information will be used online, we’re taking steps to protect it. According to research conducted by the Office of the Privacy Commissioner of Canada, 75 per cent of Canadians have changed their privacy settings to limit the personal i...Read More

By: Shawn Lepp

Think Twice Before Borrowing Against Your Home Equity

Tags: Buying a home in Durham Region, Selling a home in Durham Region, Home Improvements

(NC) An estimated three million Canadians have one, and they have emerged as the single largest contributor to the growth of household debt in Canada. Yet many consumers do not appear to fully understand how they work. No, we’re not talking about credit cards or car loans. We’re talking about home equity lines of credit or HELOCs. According to a 2019 survey by the Financial Consumer...Read More

By: Shawn Lepp

First Time Buyer or Renter? Find The Right Insurance

Tags: Buying a home in Durham Region, Selling a home in Durham Region, Home Improvements

(NC) Nearly half of Canadians lose sleep when thinking about their home insurance policy, according to a recent survey. With some being first-time homeowners, it can seem overwhelming to think about having the correct amount of coverage and knowing what to do when something does go wrong. Here are some things homeowners can consider so they can get the rest they need: Know your policy. Most ...Read More

By: Shawn Lepp

Set Your Home Up For A Cozy Winter

Tags: Buying a home in Durham Region, Selling a home in Durham Region, Home Improvements

(NC) One of the best things about winter is coming inside from the frigid weather to a cozy and welcoming environment. To make your home a space where you’ll want to hibernate all season long, check out these tips. Add layers of lighting. Our winters can be long and cold, so take steps to make sure your refuge is toasty warm and inviting. Swap out cool, white lightbulbs for warm ones a...Read More

By: Shawn Lepp

Around The House - Fall Clean-Up Tips

Tags: Buying a home in Durham Region, Selling a home in Durham Region, Home Improvements

(NC) As the cooler weather hits and the garden growing season ends, getting your home organized inside and out is a must. Here are some easy fall clean-up tips: For the yard, trim back overgrown and dead limbs in your hedges to protect them for the winter. Don’t forget to trim your trees, especially those close to the house, garage or shed. Clear old plants and weeds from your garden bed...Read More